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Risk. --- Law --- Philosophy. --- Risk --- Economics --- Uncertainty --- Probabilities --- Profit --- Risk-return relationships --- Jurisprudence --- Philosophy --- Law - Philosophy

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Most academic and policy commentary represents adverse selection as a severe problem in insurance, which should always be deprecated, avoided or minimised. This book gives a contrary view. It details the exaggeration of adverse selection in insurers' rhetoric and insurance economics, and presents evidence that in many insurance markets, adverse selection is weaker than most commentators suggest. A novel arithmetical argument shows that from a public policy perspective, 'weak' adverse selection can be a good thing. This is because a degree of adverse selection is needed to maximise 'loss coverage', the expected fraction of the population's losses which is compensated by insurance. This book will be valuable for those interested in public policy arguments about insurance and discrimination: academics (in economics, law and social policy), policymakers, actuaries, underwriters, disability activists, geneticists and other medical professionals.

Insurance --- Risk. --- Economics --- Uncertainty --- Probabilities --- Profit --- Risk-return relationships --- Society and insurance --- Social aspects.

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Risk perception. --- Risk. --- Risk --- Risk perception --- Awareness, Risk --- Risk awareness --- Perception --- Economics --- Uncertainty --- Probabilities --- Profit --- Risk-return relationships

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"The widespread view that risk is highly relevant in late modern societies has also meant that the very study of risk has become central in many areas of social studies. The key aim of this book is to establish Risk Discourse as a field of research of its own in language studies. Risk Discourse is introduced as a field that not only targets elements of risk, safety and security, but crucially requires aspects of responsibility for in-depth analysis. Providing a rich illustration of ways in which risk and responsibility can serve as analytical tools, the volume brings together scholars from different disciplines within the study of language. An Introduction and an Epilogue highlight the intricate relationship between risk and responsibility. Part 1 deals with expert and lay perspectives on risk; Part 2 with emerging genres for risk discourse; Part 3 with risk and technology and Part 4 with ways of managing risk. The topics covered-such as COVID-19, nuclear energy, machine translation, terrorism-are socially pertinent and timely"--

General ethics --- Pragmatics --- Risk --- Responsibility --- Accountability --- Moral responsibility --- Obligation --- Ethics --- Supererogation --- Economics --- Uncertainty --- Probabilities --- Profit --- Risk-return relationships

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Risk. --- Risk management --- Risque --- Gestion du risque --- 159.922.2 --- Risk --- -Insurance --- Management --- Economics --- Uncertainty --- Probabilities --- Profit --- Risk-return relationships --- Ecologische psychologie --- Decision making --- -Ecologische psychologie --- 159.922.2 Ecologische psychologie --- -159.922.2 Ecologische psychologie --- Insurance --- International financial management